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Country Estate
Coverage
for the hobby farmer.
Whether you have
a modest fruit and vegetable stand, a small pick-your-own
Christmas tree operation, or a few horses out
to pasture... if you have a farm, no matter how
small, you have risks.
 As
an offshoot of American National Property And Casualty Company's (ANPAC®)
Special Farm Package 10, the Country Estate program
was designed for people who enjoy farming on the
side, but make the majority of their income elsewhere.
Country Estate goes beyond traditional farm coverage,
providing a flexible farm package that's tailored
to the needs of hobby farmers like yourself.
Who can qualify
for Country Estate?
“Generally, if you have
over $2,000 but less than $13,000 of farming income,
and have between five and ten large animals, not
more than five of which are horses, or 40 or less
small animals, you could qualify for Country Estate.”
Adaptability
At ANPAC®,
we understand that a standard one-size-fits-all
policy simply doesn't fit everyone. Your operation
is unique, and your insurance coverage should
address this fact.
Depending on
the coverages desired, you may customize your
policy by choosing among five divisions and a
variety of options within those divisions.
Similar perils
(causes of loss, such as wind, fire, theft, etc.)
are combined into groups, to achieve the combination
of coverages that are right for you.
The five divisions
include:
- Residences and Household
Contents
- Buildings and Building Contents
- Farm Personal Property
- Scheduled Personal Property
- Liability
Flexibility
Unlike the homeowners policy
you may be using now to cover your farming exposures,
Country Estate allows you to customize your policy
more precisely to match your individual needs.
Is Country
Estate right for me?
Protection tailored
just for you helps ensure you're getting exactly
what you need and that you're not paying for extra
coverages you don't want. Don't take the fun out
of your hobby by not preparing yourself for the
unexpected.
Talk to
The Pacific Intermountain Region for details on how
the Country Estate program could be adapted to
meet your personal needs.
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