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 Better
Value Means Getting the Personal Touch.
Because you
want the best value for your money, in
some circumstances it may make sense to purchase
an item over the phone, through the mail, or
on your personal computer. But, not always!
Without the
right insurance protection, you and your family
might not be able to pay for necessary medical
treatments, car repairs, legal fees, and other
costs that come with being involved in an accident
whether you're at fault or not!
When you choose
AUTOSURE FROM ANPACSM, you
get a professional agent who lives and works
in your community, who understands your financial
needs. Your local American National agent will
meet with you personally to help you make sure
your family's insurance protection has the right
features for you, so that you're protected when
you need it most!
Better Value Means Money
Saving Features.
Automatic Rental
Coverage
We decided our customers need rental car coverage
automatically included in their policy at no extra
charge. Most companies charge for this features.
One Deductible
for Multiple Losses
If you insure your auto and home with ANPAC®,
our Common
Cause of Loss Deductible allows you to pay
one deductible even if more than one item is damaged
or destroyed by a single event.
Collision Waiver
If you should be involved in an accident with
another car insured with ANPAC®,
all or a portion of your collision deductible
may be automatically waived.
Other valuable, innovative
features
-
Good student discount
- Driver education discount
-
Passive restraint discount
-
Ticket-free discounts
-
Special rates for drivers
age 45 & over
-
No deductible for windshield
repair when you purchase optional Towing and
Labor coverage.
Superior Service Means Better Value.
- ANPAC®
is proud to be named as a Ward's 50 Benchmark
Company for achieving outstanding financial
results in the areas of safety, consistency
and performance.
- Our innovative CA$HBACK
FROM ANPAC®
pays you 25% of your combined auto and homeowners
premiums if you remain claim free for three
consecutive years from your CA$HBACK
anniversary date.
CA$HBACK participants are also eligible
for "Guaranteed Renewal", renewal
on auto and home policies, according to terms
and conditions. Ask your American National agent
for more information about this added benefit.
- TLC Tri-Line
Coverage Discount From ANPACSM
- Choose American National for your auto,
home and life insurance and you'll receive a
special discount on qualifying auto and home
premiums. It's our way of rewarding customers
who trust American National with all three insurance
needs.
- Fast Efficient Claim Service
- Report claims toll-free at 1-800-333-2860
24-hours a day, 7 days a week.Over ninety-nine
percent of all ANPAC®
customers who submitted a claim said they would
recommend ANPAC to a friend. (Source: ANPAC
closed claim survey December, 2010).
AUTOSURE FROM ANPACSM
Offers a Full Line of Coverages.
- Liability - Pays
for damages due to bodily injury and/or property
damage from a covered loss for which an insured
is legally liable. This coverage includes defending
you in a lawsuit, bail bond expense, attorney
fees, and medical first aid to others at the accident scene.
-
Medical Payments -
Pays for reasonable and necessary medical expenses
arising out of an accident up to the limit purchased per insured person.
-
Personal Injury Protection
- Pays for reasonable and necessary medical
expenses and lost wages arising out of a covered
accident up to the limit purchased per insured person.
-
Comprehensive -
Pays for loss or damage to your insured car
by a covered loss other than a collision or
upset. This includes but is not limited to:
theft, fire, missiles, falling objects, larceny,
explosion, windstorm, hail, water, vandalism
or malicious mischief, riot, impact with animals,
and glass breakage.
-
Collision - Pays for loss to your
insured car resulting from a collision or upset.
-
Towing and Labor -
Pays towing and labor costs incurred each time
your insured car is disabled. Labor costs at
the place of disablement are covered.
-
Rental Reimbursement
and Travel Expense - Pays up to $25 per
day rental expense while your car is being repaired
due to a covered loss for up to 30 days. Higher
limits are available.
- If the loss occurs more
than 50 miles from home, extra expenses incurred
for meals, lodging and transportation fares
to return to your home or your destination are
covered.
- Uninsured Motorist
- Pays for damages for bodily injury to
an insured person caused by a motor vehicle
driven by a legally liable, but uninsured or
unknown (hit and run) driver.
-
Underinsured Motorist
- This coverage applies when your bodily
injury is caused by an underinsured motor vehicle,
as defined in the policy.
-
Accidental Death, Dismemberment,
Disability - Pays up to a specified amount
for death, loss of limbs, loss of sight and
certain other injuries to designated person(s)
resulting from a car accident.
- Work Loss Coverage
- Pays designated person(s) up to 85% of earnings
lost because of auto accident injuries subject
to certain maximum limits shown in the policy.
- ACE (Added Coverage
Endorsement) - Pays for Original Equipment
Manufacturer (OEM) parts, when replacement parts
are required, due to a covered accident. Plus,
for insured vehicles less than one year old and with less than 15,000 miles, which are involved
in a covered loss, the vehicle will be declared
a total loss at only 25% damage, and pays the
lesser of either the original purchase price
or the replacement cost of a comparable vehicle.
- GAP Endorsement
- Pays the difference (up to $10,000) between
the loan balance (excluding incidental amounts
rolled into the loan, which are not directly
related to the base purchase price of the vehicle,
such as additional warranties) and the actual
cash value of the car, when the vehicle is declared
a total loss as the result of a covered accident.
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Life
