"Being There When it Matters" is not only the motto of the Pacific Intermountain Region, it is also our mission. We strive to ensure that we are there when it matters to our agents. We are there to train, guide, consult, motivate, and help agents develop their own businesses with American National Insurance Company.

In addition, we know that each of our agents will be there when it matters to our clients. It is our mission to help our clients protect what they value most. We help our clients prepare for their future and ...more

Kenneth Gallacher LUTCF, CLF, FSS
Regional Director/Agent
Click here to view Ken's online introduction

Ken Gallacher was born in Salt Lake City, Utah and raised in Redondo Beach, California. Ken has worked in construction, retail, banking, and insurance.

As an agent for American National Insurance Company since 1975, he built a very successful insurance agency and in 1987 added recruiting, training, and managing agents to his duties to build the leading agency for American National in manpower, premium, and profit. Ken has earned membership in the Million Dollar Round Table, the top 5% of all life insurance agents in the world and as a manager has been the recipient of the prestigious National Management award for 18 years. Ken has made his companies prestigious President's Club for 25 years. He has earned his companies Chieftain Club, Summit Club, VIP Award, and General Agent of distinction multiple times.

As Regional Director for American National, Ken is the supervisor for 8 Multiple Line General Agents and 148 Agents and has earned awards on the Gold, Silver, and Bronze levels.

He is also the Executive Vice President to Chuck Norris for the United Fighting Arts Federation. Ken is a 9th degree black belt and is very active in his church and The Boy Scouts of America. Ken enjoys many activities with his wife Marcia and their four children and 9 grandchildren such as karate, snow skiing, golf, fishing, and surfing. As you can see, Ken lives and believes in a well-rounded life.

Thresa (Terry) Cochran, CLU, ChFC, CLF
Associate Regional Director/Agent
Click here to view Terry's online introduction

Terry Cochran entered the insurance business in 1988. She has distinguished herself as an Agent, Agency Supervisor, Agency General Agent, and the Associate Regional Director in The Pacific Intermountain Region of American National.

Terry has earned Summit Club and American National's Presidents Trophy the last nine years. She has also been the recipient of the National Management Award for fourteen years and was one of the first women to be awarded the First in Class in 2002. She has been an instructor for Essentials in Management Development and a speaker at GAMA's Best Practices, LIMRA, NAIFA, a breakout instructor at LAMP, and an instructor for The American College. Terry is a member of theNAIFA the nations largest insurance sevices membership association and the Society of Financial Service Professionals. Terry has acieved the designations of CLU, ChFC, and CLF from The American College.

Terry is a Black Belt in karate and has been married for 27 years. She has two children; both are working with her in the insurance business today.